The last thing that a person wants to hear after an
automobile accident or natural disaster is that their insurance claim has been denied. While
many people rely on their insurance companies for financial assistance
in their time of need, the hard truth of the matter is that insurance
companies are businesses with stockholders to please. When reviewing claims,
insurance adjusters are often instructed to search for ways to limit or
completely deny a person’s compensation to protect their bottom
line. If you should ever have an insurance claim denied, you may have
a few options to continue to seek compensation.
Have an Attorney Submit an Appeal
If you filed a claim on your own, retaining the services of a skilled lawyer
may be a desirable option. An attorney can help you file an appeal and
request a reconsideration of your claim. Claims that are filed with the
help of a respected attorney are often taken much more seriously and have
a higher chance of being approved. It is not uncommon for claims to be
denied simply for financial reasons in the hopes that you will give up.
If a claim from a lawyer is still denied, filing a lawsuit may be an option
if your attorney believes your claim has sufficient merit.
File an Insurance Bad Faith Lawsuit
While there are oftentimes valid reasons for claim denials, claims can
sometimes be shot down intentionally or through the creative use of technicalities.
When this happens, claimants can sometimes bring a claim of “bad faith” against their insurance provider. Simply put, insurance bad faith
lawsuits surround the fraudulent or illegal actions of an insurance company
to fulfill their contractual obligations.
If you receive a claim denial, it is imperative that you contact your insurance
company as soon as possible and inquire about the reasons for denial.
If you believe that none of their reasons apply to your case, they may
be operating in bad faith.
Contact Duck Law Firm, LLC Today
If you have had your homeowners’ insurance or car insurance claim
denied, a hard-hitting Lafayette insurance bad faith lawyer from Duck
Law Firm, LLC can represent your interests and help you seek the compensation
you deserve. With more than two decades of experience, our firm can provide
the results-driven advocacy you need to maximize your chances of securing
a successful outcome.
To get started, call us at (337) 660-2699 or
request a free consultation today!