Have you been injured in an accident through no fault of your own? Chances
are good you may be entitled to recover compensation for your losses by filing a
personal injury claim against the responsible parties. Sometime following your accident,
you will likely be contacted by the at-fault party’s insurance adjuster
and will be presented with a settlement figure that they claim will pay
for all of your hospital bills, lost wages, and any other damages that
you have incurred. Sounds good, right? Better think again.
Despite the friendly façade that many insurance adjusters may attempt
to present, it is important to remember that an insurance company’s
primary concern is to limit its liability and protect its profits. As
such, insurance adjusters may resort to certain tactics or omit certain
information in their communications with you in order to get you to settle
for as little as possible.
Before you agree to any settlement after your accident, it is important
you take a moment and consider the following information:
Their initial offer may be inadequate: It is highly likely that any initial settlement offer you receive will
not be sufficient to cover all of your damages. While the proposed amount
may cover your initial hospital visit, there are many other expenses to
consider. Follow up treatments, medications, physical therapy costs, x-rays,
surgeries, and lost wages from time spent away from work can cost a considerable
amount of money – and will be your financial responsibility if they
exceed the limits of your settlement.
You are entitled to multiple types of benefits: There are several different types of insurance, therefore there are several
types of benefits you may be entitled to receive. If you sign off on a
settlement from one insurance provider without first consulting with an
attorney, you could be inadvertently be forfeiting your right to receive
these other benefits.
You have time to consider their settlement: The insurance adjuster will likely lead you to believe that you must accept
their offer as soon as possible. In reality, you actually have much more
time to consider your options. An attorney can help you take steps to
maximize your potential settlement and ensure your rights are protected.
Injured? Call (337) 660-2699
If you have been injured in an accident caused by another person or business,
the Lafayette personal injury lawyers at Duck Law Firm, LLC can provide
the skillful advocacy you need to ensure your rights are protected. Having
represented the rights of injured clients throughout Louisiana for more
than 20 years, you can choose us with confidence to handle your case with
professionalism and care.
If we don’t win, you don’t pay.
Fill out an online form today to schedule a free case review.