The Automobile Accident To Do Checklist
CALL THE POLICECall "911" and notify the police department of the accident so that the accident scene can be documented and a record is made of the accident. Make sure that when the investigating officer arrives that if you are able that you provide him with an accurate account of how the accident took place and that he records same and further that his recording is accurate. If he allow for you to provide a written statement, take your time and be sure to include all relevant information. If possible get a business card from the investigating officer. Finally, as soon as it becomes available, obtain a copy of the police report and check to confirm that the report is an accurate account of how the accident transpired.
SEEK HELP FOR THE INJUREDIf you or any of your passengers with you are experiencing any symptoms associated with an injury call "911" for medical assistance. If the injuries appear minor then as soon as the police conduct their investigation and allow you to leave the scene go to the nearest hospital for a medical examination and treatment.
SECURE THE SCENE OF THE ACCIDENTImmediately after an accident, turn on your hazard lights and if available ignite flares to alert other drivers of the accident. Do NOT move your vehicle until instructed to do so by the police.
ASSESS THE DAMAGEIf you are not injured and able to do so in a safe manner, get out of the vehicle and inspect the damage of the vehicle.
GET VEHICLE AND DRIVER INFORMATIONObtain from the other driver or from the investigating officer the other drivers name, address, drivers license number, insurance company, policy number and insurance agent's name and contact information.
WITNESS INFORMATIONObtain the name and contact information for all witnesses at the scene of the accident.
DOCUMENT VEHICLE DAMAGESAs soon as possible take photographs of the property damage of the vehicle. Be mindful that there may be hidden damage that can only be identified by trained professionals. You should have the vehicle inspected by a licensed mechanic and automobile repair facility.
DOCUMENT BODILY INJURIESAs soon as possible take photographs of any and all visible indications of injury or trauma suffered as a result of the accident. This would include lacerations, swelling and bruising.
DOCUMENT, DOCUMENT, DOCUMENTKeep records of any and all expenses or damages incurred by you as a result of the accident. This would include medical expenses, pharmacy expenses, wage loss, expenses to repair your vehicle and any other loss you incur as a result of the accident. You cannot recover damages unless you can prove that you suffered the loss.
IF YOU HAVE BEEN INJURED, GET AN EXPERIENCED PERSONAL INJURY TRIAL ATTORNEYInsurance is a billion dollar industry. They are in the business to make a profit not to make a friend in you. Their employees are trained how to minimize the amount they pay to you. Rarely will it be in your best interest to speak with them or provide them with a statement, written authorization to obtain your medical records or for you to sign any documents they present to you without the benefit of counsel. The insurance company has trained employees to look out for their best interests. YOU should do the same.
CONTACT YOUR INSURANCE COMPANYContact your insurance company so that you may comply with the provisions of your insurance contract and notify them of the accident.
Author of this guide:
Car / Auto Accident Lawyer