Lafayette, LA Bad Faith Insurance Claims
First-Party Insurance Claims Lawyer in Lafayette, LA
At Duck Law Firm, LLC, we have
more than 21 years of legal experience helping people just like you seek fair compensation after being hurt in
an accident. Not every case we take, however, is directly against the
negligent parties involved with the incident; no, sometimes we have to
take on insurance companies that are intentionally doing as little as
they can to help their customers, effectively taking deserved money right
out of their hands.
When an insurance company uses some form of dishonesty to short-change
their customers, their conduct is deemed to be in “Bad Faith”.
While this is generally reported in
car accidents, Bad Faith may arise in health insurance claims, property damage claims
including storm damage and water damage, homeowners insurance claims,
life insurance claims, and disability insurance claims. If you as a policyholder
believes your insurance company has not treated you fairly or has not
fulfilled their obligation, you might have a “bad faith” claim
Team up with our bad faith insurance lawyer in Lafayette, Louisiana by
calling (337) 660-2699 today.
What Constitutes Bad Faith Insurance?
Any fraudulent act and/or failure for an insurance company to fulfill its
contractual and/or legal obligations to their insured may be considered
to be in “bad faith.” In fact, in an auto accident an insurance
company has certain obligations to not only their insureds but also the
other persons involved in the accident. This means that there are plenty
of ways a bad faith insurance claim could arise. This does not mean, however,
that they will always be readily identifiable and necessary straightforward
to fight. Always be aware of how your insurance company acts when you
go to file a claim. If you suspect any unnecessary resistance to providing
you with the financial support you have been paying for through premiums,
you may have to consider that bad faith is at hand.
Common forms of insurance bad faith include:
- Denying a claim without reason (or for profit)
- Finding excuses to delay paying your claim
- Outright cancelling a claim without warning
- Paying less than a claim requires
- Promising to pay a claim and then not doing so
- Utilizing no investigation for your claim
- Misrepresenting policy terms and/or conditions
- Failure to pay a claim timely
How Do I Challenge Their Denial or Delay?
An insurance company has contractual obligations and legal obligations
to both their insureds and third parties. At Duck Law Firm, we are knowledgeable
of these obligations. If you feel an insurance company is not being fair
with you or failing to fulfill their obligations,
contact Duck Law Firm, LLC to discuss your rights in a free case review. An insurance company's
bad faith conduct may result in them paying penalties in addition to any
damages they may owe. You do have a voice when you need it – call
Attorney Kevin Duck with Duck Law Firm, LLC to be your voice.
Tough Representation for Storm Damage Claims in Lafayette
Big insurance corporations are notorious for seeing their customers as
case numbers. They are bottom line businesses. Specifically, the put the
bottom line before their insureds and those making claims against them.
Bad faith conduct by an insurance company is motivated by greed and the
bottom line. The insurance industry employs experienced and skilled personnel
to avoid coverage and minimize claims. Rather than seeing if you can go
toe-to-toe with these bullies, let our
Lafayette personal injury attorney do the fighting for you.
Why trust our lawyer to take your case?
Let’s get to work on your case as soon as possible. Contact us today for a
free initial consultation!